*Health insurance comes in handy in case of sudden illness, know our proposed plans
Health insurance is the right investment to protect you and everyone in your family. Still, very few people in India have health insurance and if there is they are under-cover i.e. they do not have enough coverage. Illness is never a tell-all and in today’s era the constant increase in pollution, unhealthy food habits, stressful lifestyle, and overwork, invite many serious diseases.
Their treatment is very expensive. In such a situation, if you have to be admitted to the hospital, then the medical expenses can be heavy on your savings. Through this article, it is our endeavor to ensure that the importance of a medical insurance policy is understood, so that you can keep yourself and your family safe by choosing the right medical insurance during this difficult period of a pandemic.
What is Health Insurance?
This is a contract in which we pay your medical expenses to the hospital when you are sick. It also reimburses expenses related to hospitalization, treatment, surgery, organ transplant, etc. For this, you have to pay a premium on time. Health policy can be taken for you, your spouse, dependent parents, other family members including children.
Why should you take a health insurance policy?
- The rising cost of hospitalization and medical expenses that uninsured can drain your savings.
- Coverage for the COVID-19 pandemic and critical illnesses.
- Instant cashless hospitalization without spending anything out of pocket.
- One can avail of tax benefits under Section 80D of the Income Tax Act of India.
- You can take care of your health with an annual check-up.
- You can also get coverage for your family members.
How to choose the best health insurance plan?
In view of the costly medical services and increasing cases of serious health problems, it is becoming necessary to take health insurance. It saves you from stress and financial troubles at the time of a medical emergency. Under this, you do not have to face financial compulsion to get treatment in case of an emergency. Hence, investing in health insurance plans is a wise decision. Let us know how you can choose the cheapest health insurance plan for you and your family.
Premium is the amount that you have to pay after the specified interval. You can calculate the premium with the help of an online premium calculator available on the website. It calculates the correct premium amount based on your age, the standard of living, family members, dependents, income, and medical history.
It is to be noted that in general health insurance plans do not cover serious diseases like heart attack, cancer, stroke, organ transplant, kidney failure, etc. These come under critical illness cover. Reimbursement of medical expenses for critical illnesses covered under this cover is paid.
Secure Personal Accident Insurance Plan
Secure Personal Accident Insurance Plan provides you with personal accident insurance that directly addresses every concern that may arise as a result of a serious accident.
Care Health Insurance gives you maximum coverage at a minimum premium. So protect yourself and your loved ones by investing in the best health insurance plan today.